Before closing a loan in a branch or from home, you should have the following documents on hand:
We may ask for more info based on your unique situation. Talk to your loan specialist about what’s needed before closing by phone or making a trip to a OneMain Financial location.
Whether you're consolidating debt, paying off medical bills or covering an emergency expense, we keep it clear and easy to help you find a loan that works best for you.1,2
See if you’re prequalified for a secured or unsecured personal loan online, by phone or in your local OneMain branch. If approved, you can get the money you need as soon as 1 hour after closing.4
This won’t affect your credit score.
Call today to schedule an appointment with one of our loan specialists at a branch near you. With after-hours appointments now available, you can find a time that works for you.
Have questions? Find answers at the link below.
FAQ page
Are you considering a personal loan in Illinois and don’t know where to turn? This is when the excellent team over at the Effingham OneMain branch can help. If you’re ready for a debt consolidation loan, a new or refinanced auto loan, or a personal loan to cover home improvement project costs, the team at the Effingham OneMain branch wants to talk with you about personal loans – even if you have less-than-perfect credit. Our local Effingham loan specialists are here to sit down with you and go over your personal loan options. We even offer after-hours appointments to better accommodate your schedule.
OneMain wants to make your loan process as easy as possible. You can apply online, speak with one of our loan specialists over the phone or visit the Effingham branch today.
Let our team at the Effingham branch help you take the next step toward achieving your goals with a personal loan. We offer secured and unsecured personal loans from $1,500 to $20,000.3 With fixed interest rates and fixed monthly payments, understanding your new budget will be simple.
All our personal loans have fixed rates, fixed payments and no prepayment fees.3 Once you’re approved, you’ll borrow a set amount of money and pay it off with monthly payments over a scheduled period of time. Keep your mind at ease knowing there won’t be any surprise payments in your future if you pay on time.
Get your money fast — in as little as an hour after closing your loan — using your eligible bank-issued debit card.4
