Frequently Asked Questions

You may choose to receive your loan in one of the following ways:

• By direct deposit ‐ Get your funds deposited directly into your checking or savings account.
• In person ‐ Receive a check at the branch during the loan closing.

Start your loan application now and you could receive your funds the same day your loan is approved.

Before you close your loan, OneMain will need the following documentation from you:

• Proof of identity (such as a driver’s license, state-issued ID card, passport, or available third-party verification service)
• Proof of residence (such as a driver’s license with current address, utility bill, or signed lease)
• Proof of income (such as pay stubs or tax returns)

We may ask for additional items based upon your unique situation. Ready to apply? Start your loan application now.

Loan decisions are made based on a variety of factors including credit history, income, expenses, and availability and value of collateral (if applicable). Each customer’s loan terms are offered based on these factors and the customer’s ability to repay so that each customer can make a decision based on their unique situation and needs.

It’s easy—just choose one of many convenient ways to pay:

Online: Make or schedule a payment at OneMain Financial log-in using your bank account, debit card, Google Pay or Apple Pay.

OneMain Mobile App: Make or schedule a payment from anywhere using your mobile phone or tablet. Download the OneMain app today in your app store.

AutoPay: Set up automatic, recurring payments using your bank account. Log into your OneMain online account or download the OneMain app to choose the schedule that works for you.

Phone: Call 833-390-2034 and follow the automated prompts to pay using your bank account or debit card.

In-Branch: Visit any OneMain branch to make a payment one of the following ways: - Debit card - Bank account - Money order - Check

Cash: Pay in cash at participating CVS®, 7-Eleven, Casey's General Store® or Family Dollar locations. Log into your online account and choose cash as your payment method. Then, follow the prompts to text a personalized code to your phone or ask your local branch for a code before making a payment.

Mail: Send a personal check, cashier’s check or money order to the address on your billing statement. You can always find your billing statement in your online account or OneMain app.

Still have questions or need help making a payment? We’re here for you. Give us a call at 833-390-2034.

We need to evaluate your unique situation to determine if you qualify for lower monthly payments.

Please contact your local branch for more information.