Credit Card

Introducing the OneMain Financial BrightWay® credit card

Turn your payments into progress.

We’re offering access to a limited number of cards right now, but will be expanding soon.

Receive an offer code?

Enter or look up your offer code
and we'll take you right to your BrightWay card application.

Have the card?

Download the BrightWay App
It's the easiest way to activate your card, track spending, monitor payment progress and view rewards.

Already a OneMain customer?

Sign in to your BrightWay account
using your existing OneMain username and password to manage your card.

A rewarding milestone could be six on-time payments away1

Unlock rewards like a credit limit increase (subject to credit approval) or APR decrease in as little as six months.

A credit card that grows with you

Others only look at your history. We also focus on your future. That’s why we’re happy to introduce a card that grows alongside you. Pay on time and unlock rewards that celebrate your progress.

OneMain Financial Brightway Cards

Track your progress in the BrightWay app

Easily track your spending, payment progress and milestones in the BrightWay app.

OneMain Financial Brightway make a payment

We’ll meet you where you are

For more than 100 years, OneMain Financial has helped people get the money they need. That commitment continues with the new BrightWay credit card.2

Still building credit?

brightway card regular

More established credit?

brightway card plus
Credit limitUp to $20003Up to $20003
Annual feeYes4No4
Unlimited cash back1% on purchases51% on purchases5
MilestonesQualify for rewards like a credit limit increase (subject to credit approval) or APR decrease in as little as six months. 1Qualify for rewards like a credit limit increase (subject to credit approval) or APR decrease in as little as six months. 1

Frequently asked questions