Debt Consolidation Loans
Consolidate your debt, and you could see a clear path to becoming debt-free with a OneMain debt consolidation loan.
This won’t affect your credit score.
Money right when you need it
Quick decision. Money as fast as 1 hour after loan closing.2
Loans that work for your budget
Fixed payments and clear, upfront terms.
Support from start to finish
Real people in branches, on the phone and ready to help online.
Shrinking debt doesn’t have to be complicated. If you want to pay down your credit cards and consolidate loan and credit card balances, a debt consolidation loan could be the plan you need to pay off debt. Turn multiple bills into one predictable monthly payment with a fixed rate, a set payoff date and maybe even extra money.
Checking won’t affect your credit score.
Debt consolidation is when you roll multiple debts into one personal loan, with just one predictable monthly payment to remember.
Here’s an example: If you owe $6,000 in credit card debt and $4,000 in medical bills, you could pay off those balances with one $10,000 debt consolidation loan.x amount and one monthly due date to keep track of. A debt consolidation loan may help you save money if the interest rate on your new loan is lower than the rates charged by other lenders. And you might have funds left over for something else you need.
Debt consolidation is when you combine multiple debts into one personal loan.
Here’s an example: If you owe $6,000 in credit card debt and $4,000 in medical bills, you could pay off those balances with one $10,000 debt consolidation loan.3 Then, you’d have just one monthly payment amount and one monthly due date to keep track of.
The ideal debt consolidation loan will free up your money for other expenses and help you reduce your debt.
At OneMain, we understand there’s no “one size fits all.” We’ll work with you one-on-one to help you find a debt consolidation loan that fits your budget and your situation. There are also no surprises — with fixed loan terms and payments, plus a set end date, you’ll know exactly what to expect every month — and when you’ll be completely paid off.
The best debt consolidation loans are designed to free up your money for other expenses and help you breathe a little easier. At OneMain, we understand each customer is unique. There’s no “one size fits all.”
We’ll work with you one-on-one to understand your needs and help you decide if a debt consolidation loan fits your budget. There are also no surprises – with fixed loan terms and payments, you’ll know exactly what to expect every month.
Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.4,5
This won’t affect your credit score.
Here are some of our favorite shoutouts.6
