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Medical Loans

Take the pain out of paying for medical bills

A personal loan can help you cope with health care costs, so you can stress less and focus on getting well. Apply today for a medical loan from $1,500 - $20,000.1

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What you get with every OneMain medical loan

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Loans that work for your budget

Fixed payments and clear, upfront terms.

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Money right when you need it

Quick decision. Money as fast as 1 hour after loan closing.2

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Support from start to finish

Real people in branches, on the phone and ready to help online.

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Cover health care costs like hospital bills, dental work or other medical treatments1

Expensive medical and dental bills can make caring for yourself and your loved ones even harder. If you need help financing planned or unplanned medical procedures — including surgery, dental work and fertility treatments — a personal loan could be the answer.

See if you’re prequalified for a medical loan today.

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How does a medical loan work?

Medical loans are personal loans that can be used to finance medical bills. In some cases, health care emergencies, medical procedures or prescription drugs might cost too much to pay for out-of-pocket. And even if you have insurance, you may have a large deductible that could be beyond your budget.

A medical loan can help you get the money you need now and lets you repay the loan over time.

Why should I choose OneMain to finance my medical expenses?

Whether it’s an anticipated medical need or unplanned procedure, we understand that affording health care expenses is a top priority. That’s why at OneMain we take the time to ask questions, listen and help you find a personal loan that fits your needs. Plus, our loans feature a fixed interest rate and fixed monthly payments. This way, through recovery or continued treatment, you’ll know exactly what to expect from your loan.

And you’ll have access to budget-building resources, free credit score tracking and savings tools to grow your money know-how.

See how you can stretch your budget with a personal loan

Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.3,4

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Customers have relied on us for over 100 years

Here are some of our favorite shoutouts.5

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Need more info on medical loans? You've come to the right place:

Answers to common customer questions