Loans that work for your budget
Fixed payments and clear, upfront terms.
Money right when you need it
Quick decision. Money as fast as 1 hour after loan closing.3
Support from start to finish
Real people in branches, on the phone and ready to help online.
Refinance your auto loan and get more money2
After paying off your current auto loan with a new cash-out auto refinancing loan, the remaining money can be used on things like paying off other higher interest debt or emergency expenses.1,2 And depending on the terms of your current loan, a new loan could also offer a lower interest rate or your monthly payments could be smaller.
See if you’re prequalified for a personal loan today.
Checking won’t affect your credit score.
How does a cash-out auto refinance loan work?
If you're approved for a cash-out auto refinance loan, your new loan pays off your current auto loan and the money left over is yours to use for the things you need.4
The cash-out amount you receive is based on how much equity you have in your vehicle. Equity is the difference between what your vehicle is currently worth and how much you still owe on your loan. To see if you're prequalified for a OneMain loan, check for offers today.
Why should I choose OneMain for cash-out refinancing?
We’ll help you find a personal loan for cash-out auto refinancing that fits your budget and puts a little extra cash in your pocket.2 And with a fixed interest rate and fixed monthly payments, there are no surprises on the road ahead.1
We’re here to help you get ahead and stay ahead beyond your cash-out auto refinancing loan, with budget-building resources, free credit score tracking and savings tools to grow your money know-how.
Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.4,5
This won’t affect your credit score.
Here are some of our favorite shoutouts.6
