Skip to main contentSkip to footer
OneMain Financial logo
Skip to main contentSkip to footer
OneMain Financial Logo
Personal Loans Credit Cards Branches Resources
Check for offers Log in

All Articles Resources

A 401(k) is a job-based retirement plan, while an IRA is one you open on your own—both help you save for retirement with tax benefits.

Money Management

IRA vs. 401(k) – Which One is Better?

0% APR offer

Loan Basics

What Does 0% APR Mean?

a predictable loan repayment schedule, offering financial stability and peace of mind

Loan Basics

What is Loan Amortization?

credit reference document

Credit

What is a Credit Reference on a Rental Application?

APR vs. APY: APR shows interest without compounding, while APY includes compounding for a more accurate annual yield.

Money Management

APR vs APY: What’s the Difference?

An illustration symbolizing short-term loans, featuring a stopwatch and a financial document with a dollar sign.

Loan Basics

What is a Short-Term Loan?

An illustration representing an unsecured loan, featuring documents and a magnifying glass highlighting loan details.

Loan Basics

What is an Unsecured Personal Loan and How Does it Work?

The image illustrates debt with cash, a payment schedule, and interest.

Money Management

What is Debt?

Illustration of an envelope containing a document labeled "NOTICE," indicating an official notice or communication.

Loan Basics

Adverse Action Notice: What it is and What to Do Next

  • 1
  • 2
  • 3
  • 4
  • ...
  • ›
OneMain Financial logo
  • Products

    • Personal loans
    • Credit cards
    • Insurance
    • Mortgage payment solutions
    • Merchant referral program
  • Company

    • About us
    • Careers
    • Investors
    • Affiliates
    • Newsroom
    • Accessibility Statement
    • OneMain Reviews
  • Legal

    • Loan amounts and fees
    • Legal & privacy center
    • Disclosures
    • Credit bureau information
    • Do not sell or share my personal information
  • Support

    • Contact us
    • Branch locator
    • Military family support
    • FAQs
Download App

If you are using a screen reader and are having problems using the website please call 800-290-7002 for assistance.

OneMain Holdings, Inc.
601 N.W. Second Street
Evansville, IN 47708-1013

Copyright © 2025, All rights reserved.

State Licenses: OneMain Financial Group, LLC (NMLS# 1339418) - CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) - NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures.

For residents of the State of Washington only: OneMain Financial Group, LLC - Consumer Loan Company License - NMLS # 1339418. Click here for the NMLS Consumer Access Database.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.